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Open your banking and investment account in one go to become an HSBC One+ member, and earn rewards worth up to HKD 9,600. *T&Cs apply. Reward includes $2,700 RewardCash.Open your integrated account and investment account in one go to become an HSBC One+ member, and earn rewards worth up to HKD 9,600. *T&Cs apply. Reward includes $2,700 RewardCash.
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The new HSBC One+
For your first bucket of gold

HSBC One+ supports your journey towards the first bucket of gold! With more offers on savings, FX, and investments, you can kick start your journey at ease. Why manage your money in separate places? Open your banking and investment accounts seamlessly in one go with the HSBC HK App, and consolidate your funds here to unlock more offers.

Join HSBC One+, and earn rewards worth up to HKD9,600!21

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How to join HSBC One+ membership?
Existing HSBC One Customers
  • Maintain a Total Relationship Balance (TRB) of HKD500,000 or above for three consecutive months to enjoy one year of HSBC One+ membership19 automatically.

Limited-time offer for New HSBC One customers
  • Customers who successfully open/ upgrade to an HSBC One account and open/ already hold an HSBC investment account within the same calendar month during the promotional period (26 November 2025 – 28 February 2026) can enjoy 6 months free trial of HSBC One+ membership20 automatically.
    Want to extend HSBC One+ membership? Simply maintain a total relationship balance of HKD500,000 over the 3 months prior to your membership ending to enjoy another year of privileges19,20.

Get the right strategy to build up your wealth!

Strategy 1: Level up offers Strategy 2: Visibility Strategy 3: Insight Strategy 4: Travel Hassle-Free
Other banking offers:
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Enjoy a welcome reward of up to $700 RewardCash upon successful application for HSBC Easy Credit Card13
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Extra $200 RewardCash for new credit card customers who successfully apply for a Spending Instalment Plan14
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Purchase designated insurance plans online to enjoy up to 60% off on your first-year premium
Offer details
  • HSBC VHIS Flexi Plan and HSBC VHIS One Plan
    Apply online with promo code 'HSBCONEPLUS' to enjoy up to 60% off on your first-year premium15.
  • HSBC Swift Guard Critical Illness
    Apply online with promo code 'HSBCONEPLUS' to enjoy up to 20% off on your first-year premium15.
  • HSBC Family Protector Term Life
    Apply online with promo code 'HSBCONEPLUS' to enjoy 5-month premium waiver for the first year (up to 41% off on your first-year premium) 15
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Apply for Eligible Life Insurance Plan and enjoy $300 RewardCash (with first year annualised new premium of HKD10,000 (or its equivalent) or above) (Exclusive for New-to-One customers)16
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Complimentary HSBC HealthPass Standard Annual Plan membership (worth HKD456)17: Enjoy up to 20% off consultation fee at 2,000+ medical network providers including dentistry18 across HK, Macau and mainland China, plus one free medical video consultation with medicine delivery (Exclusive for New-to-One customers)
HSBC One+ Exclusive Offers at a Glance
Exclusive offers for HSBC One+
Join HSBC One+ and earn rewards worth up to HKD 9,60021!

  • Deposit new funds of the designated amount to enjoy up to HKD3,500 cash rewards1,2
  • New-to-Investment and Multi-Product Holding offer: Enjoy up to HKD750 cash reward plus a chance to win HSBC One X BUCKET MAN Gold Card made of 0.68 tael of gold when you invest HKD50,000 or more9
  • New HSBC auto-payroll customers4 can earn up to $1,500 RewardCash (RC)5
  • HSBC Trade25: Earn up to HKD1,200 Apple Store Gift Card8
  • Enjoy a welcome reward of up to $700 RewardCash upon successful application for HSBC Easy Credit Card13
  • Extra $200 RewardCash for new credit card customers who successfully apply for a Spending Instalment Plan14
  • Lifestyle privileges - 1-year free travel insurance and HSBC HealthPass Standard Annual Plan membership valued up to approximately HKD1,45622
  • HSBC Swift Save Insurance Plan with up to 3.5% guaranteed annualized returns in HKD3
  • HSBC One+ exclusive FX coupons11 – Enjoy 30% spread discount
  • Purchase eligible life insurance plans online to enjoy up to 60% off on your first-year premium15
  • HSBC One+ members who aged 36 or above and have never traded stock(s) in 2025 can join HSBC Trade25 and enjoy $0 commission and $0 platform fees on HK, US, and China A stock trading6,7.
  • Buy JPY at bargain rates — Almost at cost10
  • (Exclusive for New HSBC One customers) Apply for Eligible Life Insurance Plan and enjoy $300 RewardCash, with first year annualised new premium of HKD10,000 (or its equivalent) or above16
  • (Exclusive for New HSBC One customers) 6-month free trial of HSBC One+ membership20
Remarks
  1. Terms and conditions apply.
  2. Terms and conditions apply.
  3. Terms and conditions apply.
  4. Terms and conditions apply."New HSBC auto-payroll customers" refers to customers who do not have any payroll record with us from 1 April to 30 September 2025 (applicable to customer registering for the promotion from October to December 2025) or from 1 July to 31 December 2025 (applicable to customer registering for the promotion from January to March 2026).
  5. Eligible Customer must have his/her first eligible payroll record, credited to his/her self-named HKD savings or current account with the Bank within the registration month or no later than the subsequent 2 months after the registration month. Following that, Eligible Customer must continue to receive Eligible Payroll Records for 3 consecutive months in the designated payroll period in order to enjoy the RewardCash, which is determined based on the customer’s average monthly payroll amount. The average monthly payroll amount is calculated by dividing the total payroll amount in the Designated Payroll Period by three.
  6. 'Lifetime $0 commission' offer is applicable to HSBC Trade25 customers who are 26 years old or above if they meet the minimum transaction requirement every calendar year since joining Trade25 (including the year they joined Trade25). $0 commission is applicable to the first cumulative HKD250,000 trading volume per calendar month. The HKD25 monthly fee will only be collected for each customer account that has a securities transaction or holding during the calendar month. Investment involves risk. Terms and Conditions apply, please visit HSBC Trade 25 website for details.
  7. “New-to-stocks” customers means who have not traded or held stocks with HSBC in 2025. Terms and conditions apply.
  8. Offers are applicable to customers who are aged 18 to 35. Terms and conditions apply (Valid until 31 December 2025). Terms and conditions apply. (Applicable from 1 January 2026 until 31 December 2026). HSBC One+ Exclusive offer: Terms and conditions apply.
  9. Investment involves risk. T&C apply.
  10. The Bank’s cost price refers to the exchange rate of a transaction without the usual sales margin charged by the Bank. For example, if the Bank’s cost rate for selling Japanese Yen on a given day is 0.0400, the FX rate a customer can enjoy might be 0.04011. After applying a 90% FX spread discount, the FX rate a customer can enjoy would become 0.04001, which is very close to the Bank’s cost rate of 0.0400. The above example is for reference only. Actual exchange rates are based on the Bank’s prevailing rates at the time of transaction.“90% FX spread discount” refers to reduction of 90% on sales margin (on top of the Bank’s Cost Price) normally charged for FX transaction by the Bank. Terms and conditions apply. Offer is valid until 16 May 2026. Currency conversion involves risks.
  11. Terms and conditions apply. Currency conversion involves risks.
  12. The Offer is exclusive to eligible customers who successfully complete registration and receive a confirmation notice, on a first-come-first-served basis subject to quota availability. Confirmation notice with confirmation details will be sent to eligible customers by email by 31 March 2026. This policy is underwritten by AXA General Insurance Hong Kong Limited (“AXA”). Terms and conditions apply.
  13. Welcome offer is subject to relevant promotional terms and conditions. To borrow or not to borrow? Borrow only if you can repay!
  14. Within the first 60 calendar days after card issuance, New Credit Card customer must activate the Eligible Credit Card and successfully apply for a Spending Instalment Plan with an approved instalment amount equal to or above HK$8,000 and with a repayment period of 12 months or above during the promotional period to be eligible for the extra $200 RewardCash. Terms and conditions apply.
  15. Terms and conditions apply.
  16. Terms and conditions apply.
  17. The promotional period for the HSBC HealthPass Standard Annual Plan welcome offer is from 17 July to 31 December 2025 (both dates inclusive). Terms and conditions apply.
  18. The list of HSBC Life Care+ Medical Network providers and their categories are subject to change. Dentistry includes oral examination, clinical advice, scale and polish, tooth extraction, tooth filling, root canal treatment, crown and bridge. For details, please refer to the HealthyLife app.
  19. Terms and conditions apply.
  20. Terms and conditions apply.
  21. HSBC One+ customers can enjoy rewards of value up to HKD9,600 (including RewardCash, cash rewards, gift cards and lifestyle privileges) by fulfilling the offer requirements during the promotion period. Please refer to the respective Terms and Conditions for more details.
  22. The HSBC HealthPass is a health services-based membership scheme sold and managed by HSBC Life, and is not an insurance product. It is only intended for sale in the Hong Kong SAR. The HSBC HealthPass Standard Annual Plan membership is valued at HKD456. The complimentary annual travel protection includes overseas medical, baggage and personal belongings protection, and personal accident insurance coverages provided by AXA General Insurance Hong Kong Limited. The Offer is on a first-come-first-served basis subject to quota availability. T&Cs apply.
Risk Disclosure
  • Terms and conditions apply.
  • To borrow or not to borrow? Borrow only if you can repay!
  • This information and offers are intended for persons in Hong Kong.
  • Investment involves risk.
  • Currency conversion involves risk.